Financial services Pensions
- A state pension for the 21st century - Which? Response (PDF: 102Kb)
24 June 2011
Which? is in favour of automatic enrolment to overcome consumer inertia in pensions savings. We believe that any reform must deliver value for money, adequate pension provision and enable further savings through occupational vehicles.
- Offering a default option for automatic enrolment pension schemes - Which? Response (PDF: 114Kb)
07 March 2011
Which? agrees that the charges, design, governance and communication of the default option is critical to ensuring good outcomes for consumers. We are however concerned that the current draft does not offer sufficienct protections.
- Pensions reform: Conduct of business changes - Which? Response (PDF: 125Kb)
09 February 2011
Which? believes that the approach of the government and the FSA will not ensure that workplace pensions deliver for consumers. There should be quality requirements and the sale of pensions and advice should be regulated.
- Removing the requirement to annuitise by 75 - Which? Response (PDF: 157Kb)
07 September 2010
Which? welcomes the removal of the requirement to annuitise by 75. We believe that the ruls is outdated and have argued consistently that consumers need greater flexibility.
- Pensions Bill – Which? Briefing (PDF: 156Kb)
03 June 2008
Which? strongly supported the objectives of the Pensions Bill which in 2012 would establish a new pension scheme - Personal Accounts - broadly as outlined in the December 2006 White Paper, ‘Personal Accounts: a new way to save’.
- Blueprint for a national pensions policy – Which? Report (PDF: 318Kb)
01 January 2003
Which? made proposals designed to improve each stage of the pensions process so that enough contributions were made, the costs of access were minimised and the investment returns were maximised within acceptable boundaries of risk.
PDF files require Adobe Acrobat Reader software.