Choosing a credit card
- Get the best credit card for your needs and individual circumstances
- Use the Which? balance transfer calculator to find out how much you could save by switching credit cards
- How to get a 0% balance transfer credit card and avoid high credit card interest rates and unfair charges
What's in this guide
How to get the best credit card
Get the best credit card deal for your needs, however you spend your money
Credit card fees and protection
Choose the best credit card to suit your spending without paying over the odds
Cashback credit cards and other perks
Many credit cards offer incentives to encourage spending, but you can make money from them
Black and purple credit cards
Read the Which? guide to premium credit cards, which often come in black and purple
Other incentives
While some credit card perks may look good, you might already be covered
Credit card order of payments (OOPs)
See our expert advice to help you slash the credit card interest that you pay
Credit card problem solvers
Which? money advice can help you make sense of credit card small print
Switching credit cards
How you should go about switching from one credit card to another
Airline credit cards
If you do lots of travelling, an airline credit card may be the right choice for you