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Health insurance

Choosing private medical insurance

  • Why people take out private medical insurance
  • Are superbugs and waiting lists increasing?
  • Smart ways to cut the cost of health insurance
  • Get the right cover for your circumstances
  • Find out when an employer's health insurance policy could be better for you
  • Know the questions you should ask - and the answers you should get

What's in this guide

How private medical insurance works

Pros and cons of going private, including some of the most common exclusions.

Choosing a private medical insurance policy

All the facts you need to know before you decide to sign on the dotted line.

PMI cover levels

It's important to know the range of treatments your policy will cover.

Problem solvers

Common questions including how much to expect to pay and what to look for.

How to cut the cost of PMI

Ways to cut the cost of private medical insurance including excesses and shared responsibility.

Employer PMI schemes

The pros and cons of employer private medical insurance schemes.

Directory

A list of insurers to help you find the right one.