Which? Advice No advertising, no bias, no hidden agenda
Best ways to borrow

Finding the best ways to borrow

  • Beat the credit crunch - we pick the cheapest ways to secure finance
  • Tips on avoiding the charges providers hide away in the smallprint
  • Advice on the alternatives if you don't want to borrow on the high street

What's in this guide

Clever credit

Smart borrowing means low interest payments.

Credit alternatives

We show you the best ways to borrow cash.

Personal loans

How to find a cheap loan and which deals to avoid.

Payment protection 

PPI is not the best option for many people.

Paying back debt

Juggle your finances to cut the interest payments.

Alternatives to banks

Where to go if you don't like the high street bank