Price comparison sitesCredit cards

These aren't the best places to shop for a credit card

Our investigation

Which? Money looked at the cheapest standard-rate credit cards listed on the comparison sites and compared them with our Best Buys for borrowing – the Barclaycard Simplicity Visa (typical APR 6.8%) and the Egg Money MasterCard (7.9%).

Sponsored links on Moneysupermarket.com confuse

Moneysupermarket.com also listed the Barclaycard Simplicity Visa as offering the lowest rate, but there were other cards marked as ‘sponsored’ links in the table above this that had higher rates, making the results confusing.

The best deal on Confused.com was a Barclaycard at 8.8% (2% more than our top Best Buy), while Gocompare.com listed only the Capital One Platinum card at 12.9%.

When compiling Which? Best Buys we look at how different credit card providers calculate the interest they charge, as the top 20 firms currently use 12 different methods. This means that two cards with the same APR could charge you different amounts of interest. Comparison websites do not do this.

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