Repossession
- How to manage mortgage arrears
- Why it's important to keep talking to your lender
- Court procedure for repossession
- The deals that you should avoid
What's in this guide
Talk to your lender
Keeping in touch with your lender is vital and can give you a much better chance of holding on your home if you're having problems.
Finding a solution
The earlier you act, the better. Here are some of the more affordable possibilities and some worth exploring in an emergency.
If you have to go to court
If you do end up facing a court appearance, here are some of the things that are likely to happen and what your choices are.
Things to avoid
Borrowers are increasingly turning to sale-and-rent back deals to get out of mortgage arrears. But here's why you should be wary of these deals.
The homeowner mortgage support scheme
Find out how the homeowner mortgage support scheme could help you if you are in mortgage arrears and whether you would be eligible.
Checklist - tips to avoid repossession
Which? tips to avoid problems with your lender and get help if you're struggling.