Understanding protection insurance

How would you pay your bills if you were out of work due to illness?
State benefits - how much you'd be entitled to
The types of protection insurance currently available, and how to pick between them

What's in this guide

Could you cope financially if ill-health stopped you working? If not, you may need protection insurance.

There are four main types of protection insurance. We explain the pros and cons of each.

Which? thinks this should be everyone's first choice when it comes to protection insurance.

What you should be looking out for when purchasing income protection.

If you're too ill to work you can get state benefits, however they may not meet all of your needs.

It's worth finding out how much and for how long your employer will pay if you are off work sick

Here are some of the things to look out for when buying protection insurance.

Which? thinks protection insurance is essential, but you must make sure you get the right one.