Your credit score explained
- Checking your credit file is important – Which? shows you how to get hold of yours
- Find out what information credit reference agencies hold about you
- Why an inaccurate file can cost you dear, and how to fix it
- Common myths explained, as well as advice on repairing your credit score
What's in this guide
How it works
What your credit score is used for and why it matters.
Your credit file
What’s in my file and how credit reference agencies work.
How to improve your credit score
A few ways to help boost a credit score in need of some TLC.
Problem solvers
Common questions to help you overcome credit report hurdles.

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