Files and fingerprints

ID theft insurance

  • Why being vigilant yourself is better than ID theft insurance
  • Read about scare monger tactics from sales staff
  • Insurance provider Card Protection Plan (CPP) is fined by the Financial Services Authority

What's in this guide

The problem

We think ID theft insurance is an unnecessary financial product. We named and shamed it in our top 10 useless financial products of 2010.

Mis-sold?

Not sure if you've been mis-sold ID theft insurance? Use our checklist before making a complaint to your insurance provider.

Fined for mis-selling

On 15 November 2012, the FSA (now FCA) fined Card Protection Plan (CPP) £10.5m for the widespread mis-selling of insurance.

Frequently asked questions

We answer your questions on ID theft insurance policies and card protection plans.

Which? works for you