What to do when shops go bust How to protect yourself if shops go bust

Checklist

• Pay for goods that cost over £100 but not more than £30,000 using a credit card and you will be covered by section 75 of the Consumer Credit Act 1974

• Make sure that the period between paying for the goods and you receiving them is as short as possible

• If a firm goes bust and breaches contract, register as a creditor with the administrators

• Make a chargeback claim if you paid by a Visa debit card or by a Visa or MasterCard credit card for goods under £100

• Visit the shop or its warehouse to claim goods that are obviously yours, for example they are labelled with your name

• Credit card payments through online payment system PayPal aren’t covered by section 75