Best RatesStudent bank accounts explored
Are you or your children considering university? We've compared 14 undergraduate, and 8 graduate, bank accounts.
Which? Recommended Providers
Credit cards
| Provider | Which? verdict | Customer score | Find out more |
|---|---|---|---|
| John Lewis/Waitrose | Top-score for customer satisfaction. Good reward scheme, but for 0% deals and a good APR, look elsewhere. | 89% | John Lewis/Waitrose |
| First Direct | A good balance transfer deal but you'll need a First Direct current account to qualify for its credit card. | 85% | First Direct |
| Saga | No foreign loading fee for use abroad and reasonable APR. A good choice for the over-50s. | 82% | |
| Co-operative Bank | Popular with members and has a clear ethical stance. Offers a good card for borrowing. | 79% | The Co-operative Bank |
| Marks and Spencers | Excellent 0% deal on new purchases and a popular reward scheme. | 78% | Marks and Spencers |
Car insurance
| Provider | Ease of quote | Customer score | Which? policy score | Total score |
|---|---|---|---|---|
| NFU Mutual | | 84% | 79% | 81% |
| LV= | | 75% | 77% | 76% |
| Nationwide BS | | 65% | 80% | 73% |
| John Lewis Insurance | | 80% | 65% | 73% |
| The Co-operative Insurance | | 73% | 70% | 72% |
Home insurance
| Provider | Customer score | Building policy score | Content policy score | Total score |
|---|---|---|---|---|
| NFU Mutual | 83% | 78% | 82% | 81% |
| Hiscox | 78% | 82% | 83% | 80% |
| John Lewis Insurance | 78% | 81% | 82% | 80% |
| Marks & Spencer | 70% | 75% | 83% | 74% |
| LV= | 74% | 74% | 69% | 73% |
Savings
Bank accounts
About Which? relationship with these providers
Wherever we display a "MORE INFO" button in the tables below, that company pays us a small fee each time someone clicks on the button.
These payments do not influence whether a product is in the table, where it appears, or whether it continues to do so.
Our Best Rates tables are compiled by our independent researchers.
All revenue raised from these tables is reinvested in our research and campaigning work on behalf of all UK consumers.
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