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Travel (prepaid) credit cards

Prepaid Euro and Dollar card reviews

By Rob Goodman

Article 4 of 5

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Prepaid Euro and Dollar card reviews

Discover which are the best prepaid cards to use if you're paying in euros or dollars.

Best euro and dollar prepaid cards

If you're heading to a country that uses the euro or US dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and cash machine fees. By loading the card with euros or dollars before you travel, you can set the exchange rate at a time when rates are in your favour.

Sterling prepaid cards are not restricted to a particular currency, and our analysis shows that, in some cases, they can be as competitive as their euro/dollar counterparts. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. Revolut, shown in the table below, offers near-interbank rates on a par with the exchange rate offered by Visa/MasterCard. 

Which? Money Compare: Credit cards for overseas spending – find a credit card for your needs at Which? Money Compare

Table last updated in December 2016.

Euro and dollar prepaid cards
Card name Cost of card Foreign ATM fee Top-up fee debit card Top-up options Scenario 1 - euros Scenario 2 - dollars
We Swap No €1.75, $2.25a 1%-1.4%b Internet £850 £816
CaxtonFX Currency Card No Free Free - DC Internet / phone / SMS £854 £804
Ace FX Currency Card Free if over £1,000c €1.25/$1.5 Free - DC Internet £855 £803
Bread FX Euro card £10 deposit €1.5 n/a Internet £856 n/a
Fair FX Currency Card Free if over £200d €1.5/$2 Free - DC Internet £805 £714
Easyjet Euro Currency Card Free if over £100e Free Free - DC Internet £858 n/a
Sainsbury's Cash Passport No €1.75/$2.3 Free - DC Internet / Phone £859 £810
Travelex Cash Passport No Free Free Internet / Phone / Branch £861 £809
Thomas Cook Cash Passport No €1.75/$2.5 Free Internet/Phone £862 £811
Thomson Travel Money Card No €2/$3 Free Branch / Internet / mobile phone app £864 £813
Moneycorp Explorer Card No Free Free Internet/Phone/Branch £868 £819
Virgin Money Prepaid Travel Money Card No €1.5/$2 Free - DC Internet £868 £815
ICE Travellers Cashcard Euro/Dollar Free is over £700f Free Free Internet £877 £822
Post Office Travel Money Card Plus No €2/$2.5 Free Internet / Phone / Branch / SMS £880 £826
PFS Travel Money Card (Euro/Dollar) €13.50/$18 1.5% Free Branch / Internet / SMS £886 £837
AA Euro Prepaid Card Free if over £100c €1.5 Free - DC Internet £888 n/a
Table notes:
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on exchange rates in December 2016
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included). 

a For withdrawals under £200
b Depending on how quickly you require the currency (1.4% - instant, 1.3% - 3 days, 1% - 1 week)
c Otherwise £9.95
d Otherwise £9.95
e Otherwise £5.95
f Otherwise £4.75

 

  • Last updated: April 2016
  • Updated by: Rob Goodman