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Travel (prepaid) credit cards

Prepaid Euro and Dollar card reviews

By Rob Goodman

Article 4 of 5

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Prepaid Euro and Dollar card reviews

Discover which are the best prepaid cards to use if you're paying in euros or dollars.

Best euro and dollar prepaid cards

If you're heading to a country that uses the euro or US dollar as its currency, check out the providers listed in the table below. By loading the card with euros or dollars before you travel, you can set the exchange rate at a time when rates are in your favour.

Sterling prepaid cards are not restricted to a particular currency, and our analysis shows that, in some cases, they can be as competitive as their euro/dollar counterparts. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? Money Compare: Credit cards for overseas spending – find a credit card for your needs at Which? Money Compare

Table last updated in May 2017.

Euro and dollar prepaid cards
Card name Cost of card Foreign ATM fee Top-up fee debit card Top-up options
AA Euro Prepaid Card Free if over £100a €1.50b Free Internet
Bread FX Euro card Freec €1.50 Free Internet
CaxtonFX Currency Card Free Free Free Internet / phone / SMS
Easyjet Euro Currency Card Free if over £100d Free Free Internet
Fair FX Everywhere Card Free if over £200e €1.50/$2 Free Internet
ICE Traveller's Cashcard Euro/Dollar Free is over £700f Free Free Internet
Moneycorp Explorer Card Free Freeg Free Internet/Phone/Branch
PFS Travel Money Card (Euro/Dollar) £8.95 2% Free  Post Office/ Internet/ Payzone
Post Office Travel Money Card Free €2/$2.5 Free Internet / Branch / Mobile phone App / Phone
Sainsbury's Cash Passport Free Free 2% (into GBP purse). Free for loads into all other currencies on your card) In store/ Internet / Phone
Thomas Cook Multi-Currency Cash Passport Free €1.75/$2.5 2% Internet/Phone/ Mobile phone app/ Bank transfer
Thomson Travel Money Card Free €2/$3 Free Branch / Internet / mobile phone app
Travelex Money Card Free Free  Free for FX loads, 2% for GBP loads. Internet / Phone / Branch
Virgin Money Prepaid Travel Mastercard Free €1.5/$2 Free Internet
We Swap Prepaid Mastercard Free €1.75/$2.25h 1% to 2%j Internet
Table notes:
a Otherwise £9.95 b If cash withdrawal is above £50/€50 then is free c £10 deposit required (refunded on first load) d Otherwise £5.95 e Otherwise £9.95 f Otherwise £4.75 g min €3.00 max €7.50 or min $4.00 max $10.00 h For withdrawals under £200 j Depending on how quickly you require the currency (2% - instant, 1.3% - 3 days, 1% - 1 week). For all users who registered prior to 08/05/2017 immediate swap fee is 1.4%.
  • Last updated: May 2017
  • Updated by: Gareth Shaw

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