Prepaid Euro and Dollar card reviews

Credit cards

Prepaid Euro and Dollar card reviews

By Rob Goodman

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Prepaid Euro and Dollar card reviews

Discover which are the best prepaid cards to use if you're paying in euros or dollars.

Best euro and dollar prepaid cards

If you're heading to a country that uses the euro or US dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and cash machine fees. By loading the card with euros or dollars before you travel, you can set the exchange rate at a time when rates are in your favour.

Sterling prepaid cards are not restricted to a particular currency, and our analysis shows that, in some cases, they can be as competitive as their euro/dollar counterparts. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. Revolut, shown in the table below, offers near-interbank rates on a par with the exchange rate offered by Visa/MasterCard. 

Which? Money Compare: Credit cards for overseas spending – find a credit card for your needs at Which? Money Compare

Table last updated in April 2016.

Euro and dollar prepaid cards
Card name Cost of card Foreign ATM fee Top-up fee debit card Top-up options Scenario 1 - euros Scenario 2 - dollars
Moneycorp Explorer Card No Free Free Internet/Phone/Branch £801 £717
We Swap No €1.75, $2.25 1%-1.4%a Internet £804 £713
Bread FX Euro card £10 deposit €1.5 n/a Internet £805 n/a
CaxtonFX Currency Card No Free Free - DC Internet / phone / SMS £805 £713
Vida FX Prepaid Currency card No Free Free - DC Internet £805 £713
Fair FX Currency Card Free if over £200b €1.5/$2 Free - DC Internet £805 £714
Ace FX Currency Card Free if over £50c €1.25/$1.5 Free - DC Internet £806 £713
The Co-operative Travel Multi Currency cash passport No €2/$2.5 Free Internet / Phone £806 £713
Thomas Cook Cash Passport No €2.25/$2.5 Free Internet/Phone £809 £714
Easyjet Euro Currency Card Free if over £100d Free Free - DC Internet £809 n/a
Sainsbury's Cash Passport No €1.75/$2.3 Free - DC Internet / Phone £809 £716
Travelex Cash Passport No €2/$2.5 Free Internet / Phone / Branch £809 £716
PFS Travel Money Card (Euro/Dollar) No €3/$6 Free Branch / Internet / SMS £813 £724
My Travel Cash Prepaid Mastercard No Free Free - DC Internet / mobile phone app £813 £720
First Choice Multi Currency Mastercard No €2/$3 Free Internet / Smartphone app/ Branch £814 £722
Thomson Travel Money Card No €2/$3 Free Branch / Internet / mobile phone app £814 £722
ICE Travellers Cashcard Euro/Dollar Free is over £700e Free Free Internet £821 £726
AA Euro Prepaid Card Free if over £100b €1.5 Free - DC Internet £822 n/a
Post Office Travel Money Card Plus No €2/$2.5 Free Internet / Phone / Branch / SMS £824 £728
Virgin Money Prepaid Travel Money Card No €1.5/$2 Free - DC Internet £835 £740
Monarch Eurozone Card No Free Free - DC Internet £837 n/a
Tuxedo Prepaid Card £9.95 €1.5/$2 Free Internet £849 £752

Table notes:
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on the average of exchange rates across three weeks in April 2016
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included). 

a Depending on how quickly you require the currency (1.4% - instant, 1.3% - 3 days, 1% - 1 week 

b Otherwise £9.95

c Otherwise £6.95

d Otherwise £5.95

e Otherwise £4.75

  • Last updated: April 2016
  • Updated by: Rob Goodman