Finding the best ways to borrow
- How to find the best credit deal for your needs
- Discover the poor-value credit deals to avoid
- Find the best ways to pay back existing debt
- Alternatives to high street banks
What's in this guide
Choosing the right type of credit card is key. We explain your options.
Personal loans have a fixed interest rate and repayment term, so can be good for planning
You can get a great deal from retailers offering in-store credit, but make sure you dodge the pitfalls
If you want to avoid the big banks, credit union and peer-to-peer loans could offer good value.
Authorised overdrafts can be a short-term alternative to credit cards and loans
Payday, logbook and doorstep loans may be convenient, but are they ever good value?
A pawnbroker can offer a quick loan, but APRs can be high. We explain how pawnbrokers work.