Finding the best ways to borrow
- How to find the best credit deal for your needs
- Discover the poor-value credit deals to avoid
- Find the best ways to pay back existing debt
- Alternatives to high street banks
What's in this guide
Credit cards and store cards
Choosing the right type of credit card is key. We explain your options.
Unsecured personal loans
Personal loans have a fixed interest rate and repayment term, so can be good for planning
Hire purchase and interest-free credit
You can get a great deal from retailers offering in-store credit, but make sure you dodge the pitfalls
Credit unions and peer-to-peer lending
If you want to avoid the big banks, credit union and peer-to-peer loans could offer good value.
Bank account overdrafts
Authorised overdrafts can be a short-term alternative to credit cards and loans
Quick and easy credit
Payday, logbook and doorstep loans may be convenient, but are they ever good value?
Borrowing from a pawnbroker
A pawnbroker can offer a quick loan, but APRs can be high. We explain how pawnbrokers work.
