How to choose a credit card

How to find the best credit card

  • Get the best credit card for your needs
  • Earn cashback and rewards on your credit card spending
  • How to get a 0% balance transfer credit card and avoid high credit card interest rates

What's in this guide

Choose the right type of credit card

Choosing the right type of credit card deal for your needs could save you hundreds of pounds

How to switch credit cards

If you're paying interest on your credit card, pay off your debts earlier by switching to a new card

Cashback and reward credit cards

If you pay off your credit card bill in full every month, cashback cards pay you money and vouchers for using them

Student credit cards

The pros and cons of student credit cards, plus reviews of the cards available

Black and purple credit cards

Read the Which? guide to premium credit cards, often known as black cards or purple cards

Credit cards for bad credit

Read the Which? guide to credit cards for bad credit, a poor credit history or no credit history, and comparison of the bad credit credit cards available.