Travel (prepaid) credit cards Euro and Dollar prepaid cards reviewed

Best Euro and Dollar prepaid cards

If you're heading to a country that uses the Euro or US Dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and ATM fees. By loading the card with Euros or Dollars before you travel, you can set the exchange rate at a time when rates are in your favour.

Sterling prepaid cards are not restricted to a particular currency and our analysis shows in some cases they can be as competitive as their Euro/Dollar counterparts. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. Revolut shown in the table below offers near interbank rates on a par with the exchange rate offered by Visa/MasterCard. 

Which? Money Compare: Credit cards for overseas spending - Find a credit card for your needs at Which? Money Compare

Table last updated in April 2016. Next update due September 2016.

Euro and dollar prepaid cards
Card nameCost of cardForeign ATM feeTop-up fee debit cardTop-up optionsScenario 1 - eurosScenario 2 - dollars
Moneycorp Explorer CardNoFreeFreeInternet/Phone/Branch£801£717
We SwapNo€1.75, $2.251%-1.4%aInternet£804£713
Bread FX Euro card£10 deposit€1.5n/aInternet£805n/a
CaxtonFX Currency CardNoFreeFree - DCInternet / phone / SMS£805£713
Vida FX Prepaid Currency cardNoFreeFree - DCInternet£805£713
Fair FX Currency CardFree if over £200b€1.5/$2Free - DCInternet£805£714
Ace FX Currency CardFree if over £50c€1.25/$1.5Free - DCInternet£806£713
The Co-operative Travel Multi Currency cash passportNo€2/$2.5FreeInternet / Phone£806£713
Thomas Cook Cash PassportNo€2.25/$2.5FreeInternet/Phone£809£714
Easyjet Euro Currency CardFree if over £100dFreeFree - DCInternet£809n/a
Sainsbury's Cash PassportNo€1.75/$2.3Free - DCInternet / Phone£809£716
Travelex Cash PassportNo€2/$2.5FreeInternet / Phone / Branch£809£716
PFS Travel Money Card (Euro/Dollar)No€3/$6FreeBranch / Internet / SMS£813£724
My Travel Cash Prepaid MastercardNoFreeFree - DCInternet / mobile phone app£813£720
First Choice Multi Currency MastercardNo€2/$3FreeInternet / Smartphone app/ Branch£814£722
Thomson Travel Money CardNo€2/$3FreeBranch / Internet / mobile phone app£814£722
ICE Travellers Cashcard Euro/DollarFree is over £700eFreeFreeInternet£821£726
AA Euro Prepaid CardFree if over £100b€1.5Free - DCInternet£822n/a
Post Office Travel Money Card PlusNo€2/$2.5FreeInternet / Phone / Branch / SMS£824£728
Virgin Money Prepaid Travel Money CardNo€1.5/$2Free - DCInternet£835£740
Monarch Eurozone CardNoFreeFree - DCInternet£837n/a
Tuxedo Prepaid Card£9.95€1.5/$2FreeInternet£849£752

Table notes:
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on the average of exchange rates across three weeks in April 2016
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included). 

a Depending on how quickly you require the currency (1.4% - instant, 1.3% - 3 days, 1% - 1 week 

b Otherwise £9.95

c Otherwise £6.95

d Otherwise £5.95

e Otherwise £4.75

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