Travel (prepaid) credit cards Euro and Dollar prepaid cards reviewed
Best Euro and Dollar prepaid cards
If you're heading to a country that uses the Euro or US Dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and ATM fees. By loading the card with Euros or Dollars before you travel, you can set the exchange rate at a time when rates are in your favour.
Sterling prepaid cards are not restricted to a particular currency and our analysis shows in some cases they can be as competitive as their Euro/Dollar counterparts.
Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. Revolut shown in the table below offers near interbank rates on a par with the exchange rate offered by Visa/MasterCard.
Which? Money Compare: Credit cards for overseas spending - Find a credit card for your needs at Which? Money Compare
Table last updated in April 2016. Next update due September 2016.
|Euro and dollar prepaid cards|
|Card name||Cost of card||Foreign ATM fee||Top-up fee debit card||Top-up options||Scenario 1 - euros||Scenario 2 - dollars|
|Moneycorp Explorer Card||No||Free||Free||Internet/Phone/Branch||£801||£717|
|We Swap||No||€1.75, $2.25||1%-1.4%a||Internet||£804||£713|
|Bread FX Euro card||£10 deposit||€1.5||n/a||Internet||£805||n/a|
|CaxtonFX Currency Card||No||Free||Free - DC||Internet / phone / SMS||£805||£713|
|Vida FX Prepaid Currency card||No||Free||Free - DC||Internet||£805||£713|
|Fair FX Currency Card||Free if over £200b||€1.5/$2||Free - DC||Internet||£805||£714|
|Ace FX Currency Card||Free if over £50c||€1.25/$1.5||Free - DC||Internet||£806||£713|
|The Co-operative Travel Multi Currency cash passport||No||€2/$2.5||Free||Internet / Phone||£806||£713|
|Thomas Cook Cash Passport||No||€2.25/$2.5||Free||Internet/Phone||£809||£714|
|Easyjet Euro Currency Card||Free if over £100d||Free||Free - DC||Internet||£809||n/a|
|Sainsbury's Cash Passport||No||€1.75/$2.3||Free - DC||Internet / Phone||£809||£716|
|Travelex Cash Passport||No||€2/$2.5||Free||Internet / Phone / Branch||£809||£716|
|PFS Travel Money Card (Euro/Dollar)||No||€3/$6||Free||Branch / Internet / SMS||£813||£724|
|My Travel Cash Prepaid Mastercard||No||Free||Free - DC||Internet / mobile phone app||£813||£720|
|First Choice Multi Currency Mastercard||No||€2/$3||Free||Internet / Smartphone app/ Branch||£814||£722|
|Thomson Travel Money Card||No||€2/$3||Free||Branch / Internet / mobile phone app||£814||£722|
|ICE Travellers Cashcard Euro/Dollar||Free is over £700e||Free||Free||Internet||£821||£726|
|AA Euro Prepaid Card||Free if over £100b||€1.5||Free - DC||Internet||£822||n/a|
|Post Office Travel Money Card Plus||No||€2/$2.5||Free||Internet / Phone / Branch / SMS||£824||£728|
|Virgin Money Prepaid Travel Money Card||No||€1.5/$2||Free - DC||Internet||£835||£740|
|Monarch Eurozone Card||No||Free||Free - DC||Internet||£837||n/a|
|Tuxedo Prepaid Card||£9.95||€1.5/$2||Free||Internet||£849||£752|
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on the average of exchange rates across three weeks in April 2016
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included).
a Depending on how quickly you require the currency (1.4% - instant, 1.3% - 3 days, 1% - 1 week
b Otherwise £9.95
c Otherwise £6.95
d Otherwise £5.95
e Otherwise £4.75
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