Travel (prepaid) credit cards Sterling prepaid cards reviewed
Best sterling prepaid cards
If you're travelling abroad to a country that doesn't use the Euro or US Dollar as its main currency, or if you're travelling to more than one country, a sterling prepaid card with low top-up fees and foreign exchange markup could offer great value.
Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month.
Which? Money Compare : Credit cards for overseas spending - Find a credit card for your needs at Which? Money Compare
Table last updated in April 2016. Next update due September 2016.
|Sterling prepaid cards|
|Card name||Foreign exchange mark up||Foreign ATM fee||Top-up fee - debit card||Reload options||Scenario 1 - euros||Scenario 2 - dollars|
|Revolut||n/a||Free||3% (US)||Smartphone app||£787||£696|
|FairFx Anywhere card||1.4%||£1||Free||Internet/Phone/SMS||£802||£706|
|My Travel Cash Multi Currency Card||2.99%||Free||Free||Internet/Phone/SMS||£807||£710|
|ICE Traveller's Cashcard||n/a||Free||Free||Internet/Phone/Branch||£811||£714|
|Monarch Worldwide GB £ Card||2.99%||Free||Free||Internet||£812||£715|
|Escape Travel Money||n/a||Free if over £100a||Free||Internet/ mobile phone app||£815||£722|
|Travelex Cash Passport (GB£)||2.49%||Free||Free||Internet/Phone/SMS||£818||£722|
|AA Worldwide card||n/a |
|Free if over £50b||Free||Internet/Cheque/Selected Branches||£824||£728|
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on the an average of exchange rates offered across three weeks in April 2016. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included).
a Otherwise €2.25/$2.25
b Otherwise €1.5/$1.5
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