Credit cards Best credit cards to use abroad
If you want to avoid the foreign exchange fees charged by most credit card providers, our Best Rate credit cards are great for using abroad on your holidays.
| Provider | Foreign loading fee (Europe) Foreign loading fee (Europe) help | Foreign loading fee (worldwide) Foreign loading fee (Worldwide) help | Purchase APR Purchase APR help | Cash withdrawal APR Cash withdrawal APR help | Annual card fee | Customer score Customer score help | Find out more |
|---|---|---|---|---|---|---|---|
Saga Platinum Visa   | 0% | 0% | 11.9% | 21.4% | No Fee | 82% |  |
Nationwide Select Visa  | 0% | 0% | 12.9% | 27.9% | No Fee | 66% | |
Halifax Clarity MasterCard  | 0% | 0% | 12.9% | 12.9% | No Fee | 55% |  |
Post Office Platinum MasterCard  | 0% | 0% | 16.9% | 26.9% | No Fee | 68% | |
Sainsbury's Finance Gold MasterCard | 0% | 0% | 9.94% | 24.9% | £60 | 67% | |
| Nationwide BS Credit Card Visa | 0% - 2% | 0% - 2% | 15.9% | 27.9% | No Fee | 66% | |
Help
Foreign loading fee (Europe)
The extra foreign loading fee you'll pay on transactions in Europe.
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Foreign loading fee (Worldwide)
The extra foreign loading fee you'll pay on transactions outside of Europe.
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Purchase APR
The interest rate you'll pay on new purchases..
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Cash withdrawal APR
The interest rate you'll pay on cash withdrawals from an ATM.
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Customer score
Which? member score based on customer satisfaction and likelihood of recommending company to friend/family member.
Which? Recommended Providers and Which? warning
Which? Recommended Providers are companies that are both rated highly by our members and have products that meet the high standards of our researchers. Which? closely monitors the products and practices of all Recommended Providers and reserves the right to exclude any company that does not treat its customers fairly. Follow the link for a full list of WRPs.
We also understand that for many people, finding products with the best rate is a priority. But where a product from a provider with a poor service score appears in our Best Rate tables, we'll highlight this with the warning logo. By naming and shaming providers which customers judge to offer poor satisfaction in these tables, we hope that companies improve their standards.