Understanding protection insurance
- How would you pay your bills if you were out of work due to illness?
- State benefits - how much you'd be entitled to
- The types of protection insurance currently available, and how to pick between them
What's in this guide
Covering your income
Could you cope financially if ill-health stopped you working? If not, you may need protection insurance.
Types of protection insurance
There are four main types of protection insurance. We explain the pros and cons of each.
Income protection basics
Which? thinks this should be everyone's first choice when it comes to protection insurance.
Calculating cover
What you should be looking out for when purchasing income protection.
State benefits
If you're too ill to work you can get state benefits, however they may not meet all of your needs.
Employee benefits
It's worth finding out how much and for how long your employer will pay if you are off work sick
