Travel insurance Europe: Single trip insurance
If you're heading to Europe for your holiday, these Best Buy travel insurance policies will give you the cover you need.
If you make more than two or three trips a year, it's usually cheaper to buy an annual travel insurance policy, which will cover all your trips for a year – including trips within the UK.
Which? Best Buy travel insurance policies provide the cheapest cover that meets stringent criteria. All of our Best Buys include at least £2 million of medical cover for Europe and £5 million worldwide, £1,500 of cover for baggage and personal belongings and £3,000 for cancellation or curtailment.
We have also analysed the 22 most important elements of your travel insurance policy to see which providers offer the best all-round cover. Along with the standard features, we've assessed insurers for their policy on missed departures, delays, holiday and airline failure, terrorism cover and volcanic ash. Insurers that have a policy score of less than 65% are not included in the table.
| Europe Best Buy single trip policies (7 days Europe) | |||
|---|---|---|---|
| 7 Days Europe premium | Premium | Max age premium applies (Years) | Policy score |
| Adult | |||
| Simple Travel | £6 | 55 | 66% |
| Primary | £7 | 54 | 66% |
| Direct Travel Standard | £8a | 50b | 71% |
| Atlas Direct | £8 | 54 | 70% |
| TopNotchCover.com Silver | £9c | 54 | 72% |
| 65 to 69 Years | |||
| easyJet | £13c | No limit | 82% |
| AnnualTravelInsurance.com Super | £14a | 67 | 75% |
| Insure For Travel Platinum | £17c | 69 | 65% |
| Elect Travel Platinum | £17c | 69 | 67% |
| Greatcover.com | £18a,d | 67 | 75% |
| 70 to 74 Years | |||
| easyJet | £13c | No limit | 82% |
| Elect Travel Platinum | £20c | 74 | 67% |
| Holidaysafe Club 65 | £22 | 74 | 67% |
| Atlas Direct | £22 | 74 | 70% |
| AnnualTravelInsurance.com Super | £24c | 79 | 75% |
| 75 to 79 Years | |||
| easyJet | £13c | No limit | 82% |
| AnnualTravelInsurance.com Super | £24a | 69 | 75% |
| Holidaysafe Club 65 | £25 | 79 | 67% |
| Golfguard | £26 | 79 | 66% |
| Covered2go Gold | £27 | 80 | 80% |
| 80+ Years | |||
| easyJet | £1cc | No limit | 82% |
| Holidaysafe Club 65 | £29 | 84 | 67% |
| Avanti Travel | £31 | 85 | 66% |
| Bengo Travel Optimum | £35 | 84 | 76% |
| Family | |||
| Simple Travel | £13 | 55 | 66% |
| Primary | £13 | 54 | 66% |
| Topnotchcover.com Silver | £15c | 54 | 72% |
| Direct Travel Standard | £15a | 40 | 71% |
| Atlas Direct | £17 | 64 | 70% |
Table notes
- Online price. Phone price may be higher
- Slightly higher premium for age increases up to 64 years
- Online only
- Price includes admin fee
Unexpected event cover - Icelandic volcanos, civil unrest in Thailand and the Middle East and BA strikes are just some of the problems that have given travellers headaches in recent times - not least because it isn't immediately apparent whether your insurer will cover you if you have to cancel or cut short your holiday. Here, we reveal which insurance companies will cover you for six major unexpected events.
| Europe Best Buy single trip policies (15 days Europe) | ||||
|---|---|---|---|---|
| 15 Days Europe premium | Premium | Max age premium applies (Years) | Policy score | |
| Adult | ||||
| Primary | £8 | 55 | 65% | |
| Simple Travel | £8 | 55 | 65% | |
| Travel Insurance Web Superior | £9 | 64 | 65% | |
| Atlas Direct | £10 | 54 | 70% | |
| Topnotchcover.com | £10a | 54 | 71% | |
| 65 to 69 Years | ||||
| AnnualTravelInsurance.com Super | £16b | 67 | 75% | |
| easyJet | £19a | No limit | 82% | |
| Insure For Travel Platinum | £19a | 69 | 65% | |
| Elect Travel Platinum | £20a | 69 | 67% | |
| Greatcover.com Super | £20b,c | 67 | 75% | |
| 70 to 74 Years | ||||
| easyJet | £19a | No limit | 82% | |
| Elect Travel Platinum | £23a | 74 | 67% | |
| Holidaysafe Club 65 | £25 | 74 | 67% | |
| Atlas Direct | £26 | 74 | 70% | |
| AnnualTravelInsurance.com Super | £28b | 79 | 75% | |
| 75 to 79 Years | ||||
| easyJet | £19a | No limit | 82% | |
| AnnualTravelInsurance.com Super | £28b | 79 | 75% | |
| Holidaysafe Club 65 | £30 | 79 | 67% | |
| Golfguard | £31 | 79 | 66% | |
| Covered2Go Gold | £31 | 80 | 80% | |
| 80+ Years | ||||
| easyJet | £19a | No limit | 82% | |
| Holidaysafe Club 65 | £35 | 84 | 67% | |
| Avanti Travel | £37 | 85 | 66% | |
| JLT Travel | £38b | 89 | 96% | |
| Family | ||||
| Primary | £15 | 54 | 66% | |
| Simple Travel | £16 | 55 | 66% | |
| Topnotchcover.com Silver | £17a | 54 | 72% | |
| Direct Travel Standard | £24b | 40 | 71% | |
| Bengo Travel Optimum | £26 | 49 | 76% | |
Table notes
- Online only
- Online price. Phone price may be higher
- Price includes admin fee
Unexpected event cover - Icelandic volcanos, civil unrest in Thailand and the Middle East and BA strikes are just some of the problems that have given travellers headaches in recent times - not least because it isn't immediately apparent whether your insurer will cover you if you have to cancel or cut short your holiday. Here, we reveal which insurance companies will cover you for six major unexpected events.