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Travel insurance Worldwide: single trip insurance

If you're heading outside of Europe for your holiday, these Best Buy travel insurance policies will give you the cover you need.

If you make more than two or three trips a year, it's usually cheaper to buy an annual travel insurance policy, which will cover all your trips for a year – including trips within the UK. 

Which? Best Buy travel insurance policies provide the cheapest cover that meets stringent criteria. All of our Best Buys include at least £2 million of medical cover for Europe and £5 million worldwide, £1,500 of cover for baggage and personal belongings and £3,000 for cancellation or curtailment.

We have also analysed the 22 most important elements of your travel insurance policy to see which providers offer the best all-round cover. Along with the standard features, we've assessed insurers for their policy on missed departures, delays, holiday and airline failure, terrorism cover and volcanic ash. Insurers that have a policy score of less than 65% are not included in the table.

Worldwide Best Buy single trip policies (24 days worldwide including USA)
24 Days worldwide (including USA) premiumPremiumMax age premium applies (Years)Policy score
Adult
Topnotchcover.com Silver£26a5472%
AA£26b6481%
Travel Insurance Web Superior£266465%
Atlas Direct£265470%
Simple Travel£295566%
65 to 69 Years
AnnualTravelInsurance.com Super£38b6775%
Greatcover.com Super£39b,c6775%
Insure For Travel Platinum£48a6965%
Elect Travel Platinum£52a6967%
Atlas Direct£576970%
70 to 74 Years
Insure For Travel Platinum£48a7465%
Elect Travel Platinum£60a7467%
Greatcover.com Super£71b,c7975%
Atlas Direct£717470%
AnnualTravelInsurance.com Super£72b7975%
75 to 79 Years
AnnualTravelInsurance.com Super£72b7975%
Greatcover.com Super£75b,c7975%
Golfguard£927966%
Covered2Go Gold£948080%
Avanti Travel£1068566%
80+ Years
Avanti Travel£1068566%
Explorer Travel Insurance Platinum£12285d70%
Bengo Travel Optimum£1328476%
JLT Travel£135b8996%
Family
Topnotchcover.com Silver£41a5472%
Atlas Direct£526470%
AA£53b6481%
Simple Travel£565566%
Primary£625466%

Table notes

  1. Online only
  2. Online price. Phone price may be higher 
  3. Price includes admin fee
  4. Premium increases from age 86 to no upper age limit

Unexpected event cover - Icelandic volcanos, civil unrest in Thailand and the Middle East and BA strikes are just some of the problems that have given travellers headaches in recent times - not least because it isn't immediately apparent whether your insurer will cover you if you have to cancel or cut short your holiday. Here, we reveal which insurance companies will cover you for six major unexpected events.