Personal finance software reviews Moneydance software review

Moneydance overview
Version tested2015.6 (1299)
Getting startedSubscriber only content
Everyday useSubscriber only content
SupportSubscriber only content
Mobile appSubscriber only content
Test scoreSubscriber only content

Moneydance is a personal finance software package that is loaded with a wealth of features.

You can manage your online banking, bill payments and investment tracking all from the same piece of software, and that's just the tip of the iceberg.

But how does it compare with the other personal finance software packages on the market? We've put Moneydance 2015 through intensive testing so you can decide whether it's the right personal finance software package for you. 

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Moneydance - lab tests

Getting started

Downloading and installingSubscriber only content
Ease of data inputSubscriber only content
Speed of data inputSubscriber only content
Overall scoreSubscriber only content


Our review reveals how quickly and easily you can get started using Moneydance. Our lab testers manually input two sets of fictitious financial data, and imported CSV and QIF files from various sources in order to rate the software for both ease and speed of data input.  

Ease of use

NavigationSubscriber only content
Search functionSubscriber only content
Grouping transactionsSubscriber only content
Generating reportsSubscriber only content
Setting goalsSubscriber only content
Setting remindersSubscriber only content
Overall scoreSubscriber only content


We issued star ratings for Moneydance's search, navigation, grouping, report generating, goal-setting and reminder scheduling functions.      

These were rated as the most important functions to be able to use easily in our recent survey of personal finance software users.


Step-by-step guideSubscriber only content
Phone supportSubscriber only content
Email supportSubscriber only content
FAQsSubscriber only content
ForumsSubscriber only content
Overall scoreSubscriber only content


We tested every element of Moneydance’s customer support, from its phone and email support to its FAQs and forums, in order to rate it based on the range and quality of services on offer.

What do Moneydance’s users say about it?

We asked four Which? members to test out Moneydance for one month and give us their opinions on various elements of the software.

Our review features their verdicts, as well as comments from other Moneydance users.   

Although these don’t affect the product’s overall test score, they should help give a better idea whether this product is suitable for your personal circumstances.

Which? verdict on Moneydance

Suitability for beginnersSubscriber only content
Suitablity for expertsSubscriber only content
Mobile app Subscriber only content
Test scoreSubscriber only content


We reveal how useful Moneydance is for beginners who struggle with computers and organising their finances, as well as how suitable it is for advanced users who are more experienced in these areas.

Our test score ignores price and is based on overall ratings for ease of use (55%); getting started (15%); overall rating for beginners/experts (15%); support (10%); app score (5%).     

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