House wrapped in paper

First-time home buyers

  • How to get a mortgage: expert video and advice
  • The types of first-time buyer mortgages available
  • Pros and cons of shared ownership
  • How parents can help through guarantor mortgages

What's in this guide

Am I ready to be a first-time home buyer?

Questions to ask yourself in order to work out whether you're ready to buy a home.

First-time buyer mortgages

Our guide to the different types of mortgages available to first-time buyers.

What household bills will I pay as a homeowner?

What household bills will you have to budget for once you've bought your first home? Contains video

Starter Homes Initiative

We explain the government plan to build 200,000 discounted homes for first-time buyers.

Help to Buy

We explain how the Help to Buy scheme helps people with a small deposit buy a house. Contains video

Right to Buy scheme

We explain how Right to Buy works and what it means for council and housing association tenants.

Guarantor mortgages

We explain guarantor mortgages and other ways that parents can help children buy their first home.

How to get a mortgage: video guide

Our video explains the steps you need to take to apply for a mortgage. Contains video

First-time buyer help from parents

Tips for parents helping their children to buy their first home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.