First-time home buyers
- How to get a mortgage: expert video and advice
- The types of first-time buyer mortgages available
- Pros and cons of shared ownership
- How parents can help through guarantor mortgages
What's in this guide
Our video explains the steps you need to take to apply for a mortgage.
Our guide to the different types of mortgages available to first-time buyers.
Questions to ask yourself in order to work out whether you're ready to buy a home.
What household bills will you have to budget for once you've bought your first home?
We explain how the Help to Buy scheme helps people with a small deposit buy a house.
We introduce you to the basics of how shared ownership schemes work.
We explain guarantor mortgages and other ways that parents can help children buy their first home.
Which? explains how you can get a mortgage through the local authority mortgage scheme if you are a first time buyer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.