Help to Buy explained

  • How Help to Buy could help if you have a small deposit
  • Who is eligible for Help to Buy
  • How a Help to Buy equity loan works
  • How Help to Buy mortgage guarantees work

What's in this guide

What is Help to Buy?

Understand the different aspects of Help to Buy with our video guide. Contains video

Help to Buy mortgage guarantee

The Help to Buy scheme allow buyers to purchase a property with as little as a 5% deposit.

Help to Buy equity loans

Help to Buy equity loans of up to 20% are available to people looking to buy a new-build property.

Help to Buy Isa video guide

Find out how a Help to Buy Isa could help boost your deposit. Contains video

London Help to Buy

Find out about the London Help to Buy scheme, which launched in February 2016.

Help to Buy (Scotland)

Our guide to buying a home with a 5% deposit using Help to Buy (Scotland).

Help to Buy (Wales)

Learn about how you can buy a home with a 5% deposit using the Help to Buy (Wales) scheme.

Shared ownership

What is shared ownership, how it works and how it can help you get onto the property ladder. Contains video

Your home may be repossessed if you do not keep up repayments on your mortgage.

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