Mortgage protection insurance

  • How mortgage protection insurance can help you pay your mortgage if you can't work
  • Mortgage protection insurance exclusions to watch out for, from pre-existing conditions to stress
  • Alternatives to mortgage insurance, including income protection and critical illness cover

What's in this guide

What is mortgage protection insurance?

Which? outlines how mortgage protection insurance could cover your repayments if you couldn't work.

Mortgage protection insurance alternatives

Could a different type of protection be better for covering your mortgage payments? Which? explains your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.