header piggy1

Pension transfers explained

  • The advantages and pitfalls of switching pension provider
  • How paying for pension transfer advice by commission could slash your retirement income
  • The true cost of taking your pension early
  • Why you should avoid pension unlocking companies

What's in this guide

Advantages of switching pension provider

Transferring your pension fund to a new provider could cut the fees you pay

Pension transfer pitfalls

Transferring to a new pension fund provider without taking advice could mean you lose valuable benefits

Fees versus commission

Paying for financial advice by commission could knock thousands off your investments

Pension unlocking

Accessing your pension fund early can be expensive in the long-term

Which? works for you