State pension explained
- Basic state pension- who gets what
- Second state pension- how it works
- Pension credit- qualifying rules
- Deferring state pension
What's in this guide
Which? explains how the state pension works, what state second pension is and how old you have to be to claim it
Which? explains how you qualify for the state pension, including our state pension age calculator and how National Insurance contributions affect state pension
Get to grips with how the state second pension works, how much extra state pension you could get, and what Serps and S2P mean.
Understand your options on deferring your state pension, how much extra you might gain and whether it's really a good deal.
Pension credit could help boost your state pension. This guide explains what is pension credit, who's entitled to it and how you can claim it.
This guide explains what pension you're entitled to if you're widowed, and other allowances you get for bereavement.
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