What's happening with the state pension in 2016? State pension age calculator
Successive governments have increased the age at when we can get our hands on the state pension. The days when women could get it at 60 and men at 65 will soon be a distant memory.
For many of us the state pension will form the core of our retirement income, so it’s important to be clear exactly when you qualify for it. This section will enable you to work that out and to consider ways in which you might increase your state pension.
When can I claim the state pension?
You can claim state pension when you reach the state pension age. For men, this is currently 65 and for women it is currently 63, increasing to 65 by November 2018.
From December 2018, the state pension age will rise for both men and women, until it reaches 66 in October 2020 and 67 between 2026 and 2028.
When will I qualify for state pension?
Date of birth
State pension age calculator
To find out exactly when you will qualify for the state pension you can use our state pension age calculator.
All you’ll need to input is whether you’re a man or woman and your date of birth.
Claiming the state pension
If you live in the UK, you won’t receive your state pension automatically when you reach state pension age. You’ll get a letter four months before you retire, which will detail how you can claim.
There are three ways in which you can claim:
- Over the phone by calling the state pension claim line (0800 731 7898)
- Online by registering with Government Gateway via the Department for Work and Pensions website (it takes about seven days for your Government Gateway user ID and activation code to arrive in the post)
- By downloading the state pension claim form and sending it to your local pension centre.
- What the pension changes mean for you - your options for taking your pension fund
- State pension explained - the Which? comprehensive guide to the state pension
- I want to carry on working in retirement - where you stand if you work on for longer
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