With-profits funds explained
- What the with-profits rip-off is and how it could affect you
- How Which? is campaigning for with-profits policyholders
- What to do if you're considering trading in your endowment policy
What's in this guide
Which? explains with-profits funds, how they work and what to do if you're invested in a with-profits fund.
Find out how with-profits funds vary, what are with-profits bonds, endowments and pensions and how they work.
What it means to have your money invested in a closed with-profits fund and how it affects your investment.
All you need to know about the inherited estate of a with-profits fund
Find out if you could receive a payout from the inherited estate.
We explain what your options are if you've still got an endowment and how to surrender or trade.
Should you hang on to your with-profits investment or cash it in? Use our handy checklist to help you decide.
We explain why we think FSA rules on with-profits funds need to be tightened to protect consumers from losing out