With-profits funds explained With-profits endowments performance

How with-profits endowments compare

The tables below show the maturity value of a 10-year and 20-year endowment from the largest with-profits providers.

Low-cost with-profits endowments - male
CompanyClosed IssueMaturity values as of 1/12/09 10-yearMaturity values as of 1/12/09 20-year
AvivaYes£6,565£17,574
Friends ProvidentYes£5,276£15,051
Legal & GeneralYesn/a£18,012
LV=Yes£6,040£23,560
The Co-operative InsuranceYes£4,882£15,338
Market Averagen/a£5,511£17,861
Average return cash savingsn/a£5,792£14,068
Average return FTSE trackern/a£5,941£16,801

Table notes

After deduction of charges on 1 December 2009 for a non-smoker aged 29 years 11 months at outset, having contributed a gross annual premium of £500

 

Full-cost with-profits endowments - male
CompanyClosed IssueMaturity Values as of 1/12/09 10 YearMaturity Values as of 1/12/09 20 year
AvivaYes£6,579£18,114
Friends ProvidentYes£5,043£15,040
Legal & GeneralYesn/a£18,553
LV=Yes£5,524£24,075
Scottish FriendlyNo£5,068£17,934
The Co-operative InsuranceYes£4,892£15,484
Market Averagen/a£5,645£19,583

Table notes

After deduction of charges on 1 December 2009 for a non-smoker aged 29 years 11 months at the outset, having contributed a gross annual premium of £500

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