Best Rate cash Isas Which? Recommended Providers
Which? Recommended Providers are companies that are both rated highly by our members, and have products that meet the high standards of our researchers.
Which? Recommended Providers must:
- A company must have achieved a top score in our latest Which? member customer satisfaction surveys.
- Providers must also have at least one top ten product to receive our recommendation.
- Which? closely monitors the products and practices of all Recommended Providers, and reserves the right to exclude any company that does not treat its customers fairly.
- Providers need to be fully covered by the FSCS and FSA Banking Standards regime to be included - see limits of protection.
Which? recommended savings account providers  | |||
|---|---|---|---|
| Provider | Which? verdict | Customer score | Find out more |
| Average score of all savings account providers rated by Which? Money | 55% | ||
First Direct
| Offers a decent cash Isa paying up to 3%, but many accounts are only open to those with a First Direct current account. | 76% |  |
Aldermore Bank  | Offers competitive one, two and three-year fixed-rate cash Isas as well as decent ordinary savings deals. | 71% |  |
Co-operative Bank
| Its fixed rate savings accounts pay competitive rates and its promise to invest money ethically is an attraction for many customers. | 70% | |
Leeds Building Society  | Offers a decent one-year fixed-rate cash isa and pays above average rates on its ordinary savings accounts. | 69% | |
Table notes
Customer score based on a survey of 12,402 members of the Which? community in June 2012 and November 2012.
For details about how we carry out our customer satisfaction surveys visit www.which.co.uk/moneysurveys
Wherever we display a “MORE INFO” button in the above table, that company pays us a small fee each time someone clicks on the button. These payments do not influence whether a product is in the table, where it appears, or whether it continues to do so. Our Best Rates tables are compiled by our independent researchers. All revenue raised from these tables is reinvested in our research and campaigning work on behalf of all UK consumers.
Which? warning
We understand that for many people, finding products with the best rate is a priority. But where a product from a provider with a poor service score appears in our Best Rate tables, we'll highlight this with the warning logo.
By naming and shaming providers which customers judge to offer poor satisfaction in these tables, we hope that companies improve their standards.
- For more information on cash Isas, call our Money Helpline for guidance from our trained advisers
- For an alternative to Isas take a look at our guide to finding the best savings account
- Or take a look at our guide to stocks and shares Isas
