Best Rate savings accounts Best for consistency
Check the table below for the most consistent easy access savings accounts. These accounts must have had average or above-average rates for three years to be included in these this table. This saves you the effort of switching savings account constantly to chase the best rates.
If accounts pay a bonus, they will only be included if the regular AER is average or above. All providers are fully signed up to the FSCS. Accounts must be available across the UK.
| Instant access Savings accounts that let you have access to your money whenever you need it | |||||||
|---|---|---|---|---|---|---|---|
| Product | Which? recommendation | Type of access | AER £1,000 | AER £5,000 | AER £10,000 | Initial deposit | Customer score |
| Average | 0.90% | 0.92% | 0.97% | 53% | |||
| Tesco Bank Internet Saver  | No | Internet | 2.80% | 2.80% | 2.80% | £1 | 55% |
Intelligent Finance (IF) ISaver
| No | Internet | 2.49% | 2.49% | 2.49% | £1 | 56% |
Yorkshire BS
| No | Internet | 2.10% | 2.10% | 2.10% | £1 | 62% |
- For a personalised solution, call our experts on the Money Helpline
- For alternatives to savings accounts, take a look at our instant access Isa reviews
- Make sure you're getting the best possible savings rate with our Savings Rate Booster
