Sticking with your car insurer a pricey mistakeSwitching car insurance can save you cash

20 August 2010

Cars in a traffic jam

The majority of drivers who shop around for car insurance save money. Which? has found that 60% of motorists who shopped around after receiving a renewal quote got a lower offer elsewhere.

Which? has discovered that most drivers are paying more than they need to for already expensive car insurance. Three-fifths of motorists who shop around get a lower renewal price. The third who don't shop around at all could be losing out on hundreds of pounds in some cases. 

While price is not the be and end all of policies, it is still important in the current economic climate. Good quality products and customer service - as assessed through Which? Recommended Providers - are always worth considering. Cheaper insurance policies don't always cover personal injury, legal expenses or replacement of your vehicle in the event of an accident.

Which? Recommended Providers

In the latest Which? car insurance Recommended Provider analysis, the leading insurer, NFU Mutual, received an 85% rating, whereas the AA and the RAC came bottom with just 54%.

Which? chief executive Peter Vicary-Smith says: 'Renewing your car insurance with your existing provider may be convenient, but our experts have found that this is one area where loyalty doesn’t pay. Always shop around for the best deal.'

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