Four percent of motorists drive without car insurance. Research from the Motor Insurance Bureau (MIB) shows that around 1.5 million cars are driven on UK roads without any car cover.
MIB has revealed that the proportion of uninsured drivers has dropped from 5% to 4%.
This still means in excess of 1 million motorists are on UK roads without any cover, which adds an estimated £30 to the average legitimate driver’s annual car insurance premium to cover the cost of crashes involving illegal motorists.
The drop in uninsured drivers had been put down to increased police vigilance, with greater reliance on the Motor Insurance Database, which identifies vehicles that are being driven without valid cover.
Check your car insurance details
MIB recommends that consumers check that their details are accurately reflected on insurance policy documents. Drivers can also check, for free, that their policy details are on the Motor Insurance Database by entering their car registration numbers into www.askMID.com.
For more information, read the Which? car insurance online guide.
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