Barclaycard and Orange have launched the UK’s first contactless mobile phone payments service, allowing customers to buy goods worth up to £15.
Orange and Barclaycard have teamed up to launch Quick Tap, the UK’s first contactless mobile phone payment service. This latest innovation allows customers to buy high street goods and services costing up to £15 using their mobile phone. It follows on from the introduction of contactless debit and credit cards more than a year ago – and you can see it in action in our video, below.
Five things you need to know about contactless payments
Quick Tap allows people to make payments of up to £15 using an Orange Samsung Tocco Lite phone, with a Barclays debit or credit card. The limit is set so that if your phone is lost or stolen there is a limit on the potential amount you could lose. Lose your wallet or purse and you could be far more out of pocket. Quick Tap users can initiate a Pin option to ensure an additional level of security.
Rather than be laden down with pockets full of coins, the contactless payment service means no more waiting for small change.
The success of this contactless payment system will depend on how many people buy into the concept of using their phone for payments. So far this technology hasn’t captured the public’s imagination, but it looks set to change the way people shop, and it’s surely only a matter of time before other banks jump in with their own contactless payment options.
Where to use it
A number of retailers have contactless payment readers. These include Pret A Manger, McDonalds, Wilkinson, Subway and EAT.
Providing you have not been reckless or careless, any fraudulent use of your card through contactless payments is protected, meaning you can claim lost money back from your bank.
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