Capital One has launched a new credit card aimed at online shoppers. The Click Card comes with an APR of just 9.9%, making it a Which? Best Rate credit card for borrowing. It also offers discounts of up to 50% at a range of online shops.
For the first six months, Click credit card customers will be able to receive the following discounts:
- 30% off Zavvi.com (excludes games consoles, laptops, iPads, iPods and mobile phones
- 25% off Travelpack.com (valid on featured holidays when purchasing holiday packages for a minimum of two people)
- 20% off and free delivery with Tedbaker.com (valid on full priced merchandise only)
- 50% off viagogo.co.uk (valid when purchasing two tickets from a selection of events. Standard booking and postage fees apply)
New deals will be introduced every three months. Click Card customers can access these discounts through the eXtras plus website which links back to Capital One’s partner websites.
Strong all-round credit card deal for existing customers
Which? credit card expert Martyn Saville commented: ‘The low interest rate on borrowing makes this a strong new entrant into our Best Rate tables. The significant discounts offered on purchases from a range of leading websites further boosts the attractiveness of the product.
‘Take-up of the card, however, will depend to a significant extent on the quality of the deals available in the future. Like Barclaycard’s Freedom reward scheme, the deal is only worth taking out if you shop at the retailers taking part in the scheme. If there are too many caveats attached to each deal, or if the products themselves are uncompetitive, customers will soon desert the card in favour of cashback credit cards, price comparison sites, price alert services and cashback websites. The initial list from Capital does look promising though.’
Which? Best Rate credit cards
If you need advice to help you choose the best credit card for your needs, read the free Which? guide to choosing a credit card. Compare the Capital One deal with other Best Rate credit cards for borrowing.
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