Birmingham has the most uninsured driversPostcode survey from the MIB

12 September 2011


New survey shows Birmingham is an uninsured driver hotspot

Analysis released by the Motor Insurance Bureau (MIB) has revealed the top 10 postcodes in Britain with the most uninsured drivers.

Bordesley in Birmingham is the worst area, with neighbouring postcodes B10 and B8 taking the top 3 positions.

Drivers in these regions were nearly 8 times above the national average for uninsured drivers. Some 30% of cars in these areas are uninsured, compared with the national average of 4%.

As well as taking the top three, Birmingham postcodes featured in a further three positions in the top 10, with Bradford holding three positions and Manchester one.

Uninsured drivers cost us £500 million per year

Overall Britain has one of the highest levels of uninsured driving in Western Europe. The £500 million cost of uninsured drivers is footed by law abiding drivers, to the value of around £30 per car insurance premium. 

Drivers without insurance are five times more likely to be involved in collisions on the road, and also less likely to adhere with other road traffic requirements.

Earlier this month the government aimed to reduce car insurance premiums by seeking a ban on referral fees in personal injury claims.

Honest motorists foot the bill

Ashton West, chief executive at MIB, said: 'We cannot stand by and let uninsured driving continue, otherwise the honest motorist will keep paying the bills for the injury and damage caused to people and property. 

'We are determined to bring UK levels more in line with the rest of Western Europe and that is why the industry are committed to playing their part by making sure that motor policies are recorded on the MID, thus enabling the police and DVLA to identify vehicles that have no insurance.'

Drivers whose vehicle is uninsured officially need to declare the vehicle as off the road to avoid being targeted by police. Drivers can check if their car is on the motor insurance database by visiting

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