Private medical insurer Axa PPP has joined rival Aviva in expanding its provision for cancer treatment.
Improvements to Axa PPP’s policy
Alongside a number of enhancements to its cover for cancer and heart disease, Axa has decided to remove a 12-month time limit on its funding of drug treatments (such as chemotherapy and advanced cancer drugs).
It now also covers palliative treatment (for relieving and dealing with the pain and suffering of patients) as part of its private medical insurance (PMI) policy.
Most of market covered now
The changes reflect those introduced by Aviva in January 2011, for its new and renewing health insurance customers. Other major market players providing similarly high levels of cancer cover include Bupa, Exeter Family Friendly and PruHealth – altogether making around 89% of the market share.
However, with some prominent insurers, such as WPA and Simplyhealth, still imposing time and monetary limits on cancer treatment in their policies, there’s still some room for improvement.
Check terms and conditions
Paul Davies, insurance analyst at Which?, said: ‘It’s good to see Axa following the lead of other insurers and offering higher levels of cancer cover for its private medical insurance customers.
‘You should still seek the advice of an IFA before opting for a particular policy and check the limitations and exclusions before signing up, as the terms and conditions of policies can vary considerably.’