Almost a quarter of UK motorists have a driving conviction, new research suggests.
MoneySupermarket.com analysed more than 14 million car insurance quotes over the last 12 months and found that almost 3.4 million searches were carried out by people with prior driving convictions – some 23.9%.
Speeding is most common offence
Speeding and speed-related offences were the most common at 2.3 million, or almost 70% of all offences. This was followed by careless, reckless and unfit driving/crashes (12%), while motoring convictions related to drink or drugs were next (4.3%).
In Road Safety Week (19-25 November 2012), these results have caused concern among safety groups and insurers.
Conviction rates are dropping
However, the number of convictions has actually fallen year on year. In the third quarter of 2012, the total rate of convictions reported by motorists seeking insurance quotes was 12.1%, compared with 13.6% for the same period in 2011.
The biggest decrease was to the number of speeding and speed related convictions, which dropped from 9.6 to 8.2%.
Other driving offences saw small movements. Careless, reckless, and unfit driving/crash offences increased slightly from 1.4 to 1.5%, while drink/drugs convictions decreased from 0.6 to 0.5%.
Kevin Pratt added: “While convictions do seem to be on a slight downward trend, Road Safety Week is still a very timely reminder to all motorists to be aware and considerate on the roads. Those with multiple convictions may find it difficult to get insurance in future.’