Which? has just launched its unique home insurance reviews highlighting the strengths and weaknesses of 12 of the biggest home insurers in the UK.
From accidental damage to subsidence – we reveal the home insurers that offer fantastic cover in case things go wrong, and aspects of policies where cover might fall short of expectations.
Which? home insurance reviews
Arranging home insurance is always a tricky balance between getting a competitive rate, securing decent customer service and obtaining a policy that is comprehensive and meets all your requirements.
Carrying out your own price research via company websites and comparison sites is a good start, but you also need to know that the company you opt for cares about customer service and offers a policy that has the benefits that you’ll need.
The Which? home insurance reviews rank home insurance companies against each other by analysing their customer score and policy score (for both home buildings and home contents cover).
Which? provides detailed home insurance reviews
Customer score is obtained by assessing Which? members’ satisfaction with their home insurance company, while the policy score is worked out by analysing the 65 most important elements of standard home insurance policies.
Which? has now unveiled reviews for Hiscox, NFU Mutual, John Lewis, Marks & Spencer Bank, Ecclesiastical, LV=, Insure4Retirement, UIA Insurance, RIAS, Direct Line, More Than and Aviva in our home insurance reviews.
We launched our car insurance reviews in December 2012 and these can help you if you are currently looking for cover for your vehicle.
Navigating the home insurance maze
The Which? car insurance reviews also pull out policy highlights from each provider to help you identify if the product has what you require from your home cover.
Which? insurance analyst Paul Davies said: ‘We now have home insurance reviews for 12 of the biggest companies in the UK home insurance sector. The reviews should help you to decide which company you insure your home with.
‘We still recommended that you do your usual premium research to get a reasonable rate, but by cross-referring with our Which? Recommended Providers you should end up with an insurer that ticks all the boxes.’