Which? Money provides its weekly look at the best savings deals currently available to help you deposit your cash in the right account.
Best cash Isa savings accounts on the market
Tying-up your money in a fixed-term account once meant that you would be rewarded for doing so, today this is no longer always the case. At the moment, the best instant access cash Isa from Cheshire Building Society pays 2.30%, but the best one and two-year fixed Isa deals pay less at 2.05% and 2.10% respectively.
Even, the top three-year fixed rate cash Isa pays just 0.10% more than the Cheshire Building Society account. And the four-year fixed Isa deal pays the same rate at 2.30%.
As savings rates are still unpredictable, we highlight the top instant access cash Isa deals for you.
Currently, the Isa Saver Issue 3 account from Cheshire Building Society offers the best instant-access cash Isa rate at 2.30%, which includes a 1.80% bonus payable to 31 October 2014. Nationwide’s Easy Saver Isa Issue 1 account pays 2.25% but doesn’t allow transfers in form other providers. Next is Virgin Money’s Easy Access Cash Isa and Cash eIsa, both paying 2.15%.
Find more Best Rate products
- Best Rate savings accounts – to find the best instant access, notice or fixed-rate savings accounts.
- Best Rate cash Isas – to find the best tax-free instant access, notice or fixed-rate cash Isa deals.
- Best Rate credit cards – to find the best cards to suit your requirements.
- Top unsecured personal loans – for borrowing £5,000 over 3-years or £10,000 over 5-years.
And finally… boost your savings
To find out if your savings account is paying a competitive interest rate, check out the Which? Savings Rate Booster tool and switch your account for a better deal if necessary.