Best small cars for £100 a month or lessThree great value leasing deals on small cars

12 November 2013

Car leasing can be an affordable way to put a new car on your drive. It also helps with budgeting as it costs the same amount every month. We’ve rounded up some great value deals, on cars we recommend, for £100 a month or less.

Leasing schemes are becoming increasingly popular with motorists as they enable you to run a new car without having to pay the whole purchase price up front or take out finance on it; instead you just pay for the depreciation. At the end of the term, you can either return the car with no further charges or pay a final payment to purchase the car outright.

Our top three deals all feature 0% APR, so if you buy the car at the end of the lease, you won’t have paid any more than buying the car initially. The upside of this is that the cost will have been spread over a number of years; the downside is that you won't have taken advantage of any discounts you might have got as a cash or finance buyer. 

Try Which? for £1 to read our full lab test reviews for the Skoda Citigo, Honda Jazz and Skoda Fabia.

Skoda Citigo 4

Skoda Citigo for £69 a month

This cute little city car impressed us with its spacious interior and feeling of quality. And it is cheaper to lease than either of its identical siblings – the Volkswagen Up and Seat Mii. With a wallet-friendly monthly cost of just £69 and a deposit of £2,426, the Skoda Citigo is a great value option thanks to Skoda’s 0% finance deal.

Even better you also get three years/30,000 miles worth of servicing included in the price. If you’ve got less to spend on a deposit, the Citigo is also available for £99 a month with a £1,376 deposit.

Skoda Citigo 1.0 MPI 60 SE 3-dr
Term: 36 months
Deposit: £2,426
Payments: 35 months at £69 a month
Mileage: 10,000 miles a year
Optional final payment: £3,939

Will the Citigo be reliable? Find out in the Which? Car Survey 2013

honda jazz 3

Honda Jazz 1.2 S for £100 a month

The Honda Jazz is a firm favourite with Which? members thanks to its rare combination of an enormously practical interior and bullet-proof reliability record. While purchase prices are on the high side for a supermini, Honda’s finance deal lets you drive a new Jazz for just £100 a month. The Jazz is well made and has comfortable seats too, though other superminis have a smoother ride.

Honda Jazz 1.2 S
Term: 37 months
Deposit: £2,743
Payments: 36 payments of £100 a month
Mileage: 10,000 miles a year
Optional final payment: £4,152

Will the Jazz leave you out of pocket? See our tested fuel economy figures in our full Honda Jazz road test

skoda fabia 1

Skoda Fabia 1.2 60PS S for £99 a month

Skoda is also offering attractive finance deals on its Fabia hatchback. This roomy model is comfortable and easy to drive, and can be yours for £99 a month. If you'd prefer to pay less up front, you can make an initial payment of just £175 and subsequent monthly payments of £175 a month. Like the Citigo, servicing costs are included in the monthly price, saving you more money.

Skoda Fabia 1.2 60PS S
Term: 36 months
Deposit: £2,758
Payments: 35 months of £99 a month
Mileage: 10,000 miles a year
Optional final payment: £3,222

Does the 1.2-litre engine struggle at motorway speeds? Read our full Skoda Fabia review to find out

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