Earn up to £318 cashback by booking your holidayWhich? reveals holiday cashback savings

21 April 2014

holiday cashback infographic

Cashback sites and credit cards can help you to get a great deal on your holiday and earn you up to £318 of extra spending money for your trip, Which? research has found.

We looked at holiday deals available on one day from the two major cashback sites (Top Cashback and Quidco) to find out how much you could earn on holidays abroad and in the UK by booking through these sites and paying with a cashback credit card.

For a two-week holiday for two to Florida, including extras such as car hire and airport car parking, we found you could earn as much as £318 in cashback – a saving of 11% on the total holiday cost. For a holiday for two in the Lake District including a week’s stay in a cottage and car hire, we found you could earn £158 – a 14% saving on the holiday cost.

Go further: Holiday companies – find out the best and worst companies to book with

What is cashback?

Cashback websites pay you a cash reward when you click through from them to buy products. Top Cashback and Quidco offer cashback on holidays, flights, hotels, car hire, insurance, holiday cottages and a whole range of holiday related products.

Retailers pay the cashback site for bringing in new customers – and the cashback site hands you a cut as a reward for using its services and to encourage you to come back.

Go further: Cashback sites – find out how they work

Cashback credit cards

If you want to maximise your holiday cashback, use a cashback credit card when buying through a cashback website.

A cashback credit card will either give you a percentage of your spending back as a cash refund or knock off a sum from your credit card bill. The rewards can be as much as 5% on some cards’ introductory rates.

When buying with cashback credit cards make sure you pay your bills in full each month. If you can't the interest charges will soon outweigh rewards.

Go further: Cashback credit cards – find out the best cashback credit card deals

How to earn holiday cashback

Around half of the Which? members we asked use a form of cashback. But there are some things to watch out for. For example, make sure that the lure of cashback doesn’t throw you off the scent of cheaper holiday deals elsewhere.

Also be aware that cashback sites are not regulated, so it’s good practice to withdraw your money regularly.

Which? editor Richard Headland said: ‘We’ve found cashback websites can save hundreds of pounds off the cost of holidays especially if you book with a cashback credit card.

‘However, don’t buy something just because of the cashback deal as you may find you can get it cheaper if you shop around.’

More on this

  • Cashback sites – find out what to watch out for
  • Airlines – the best and worst airlines in our survey
  • UK self-catering accommodation – the best and worst providers