Three credit card providers have been named as Which? Recommended Providers (WRP) in our latest credit card customer satisfaction survey.
John Lewis, Nationwide and Saga came out top in Which? Money’s latest credit card customer satisfaction survey of 6,731 people.
For a credit card provider to be named a WRP they have to achieve a customer score of 70% or more and offer a top-10 deal in our credit card tables.
John Lewis, which was already a WRP, achieved a score of 81% – its highest ever.
If you want to look for credit cards based on quality of service as well as cost and benefits, the Which? credit card comparison tables let you search all available cards from providers large and small.
Which? Money Compare table: credit cards – compare hundreds of deals
Best credit card providers
John Lewis – 81% customer score
John Lewis/Waitrose, which performed consistently well in our survey, came top for its Partnership card. It allows you to earn reward points every time you shop – 1% on John Lewis and Waitrose shopping and 0.5% everywhere else – which are then converted into vouchers for you to use.
It also comes with no interest on purchases for the first six months and an APR of 16.9%. If you apply before 6 December you’ll receive a £10 voucher to spend in John Lewis and Waitrose.
Nationwide – 70% customer score
Nationwide came joint second with Saga in our rankings.
Its Select credit card is a great all-round card offering 0.5% cashback, 0% on purchases for 15 months and 0% on balance transfers for 26 months. There are also no fees if you use it abroad and its APR is 15.9%.
Saga – 70% customer score
Saga achieved its high score for its Platinum credit card. It comes with a low APR of 11.9% and charges 0% on foreign currency fees and 0% on purchases for the first nine months. It is, however, only available to those over 50 years old.
Find the best credit card for you
To help you pick the right credit card for you and your circumstances, Which? has put together a new guide explaining all you need to know about credit cards, including reward, balance transfer and cash back cards and more.
Find out more: The Which? guide to credit cards – visit our comprehensive guide
- Find out which type of credit card is best for you
- See our list of advantages of credit card spending
- Get financial guidance by calling the Which? Money Helpline
Which? Limited is an Introducer Appointed Representative of Which? Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited.