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Top 5 most popular credit cards of 2016 revealed

Nationwide, Saga and John Lewis among the most popular

Cash back credit cards were among the most viewed on Which? Money Compare in 2016

Which? reveals the most viewed credit cards among Which? Money Compare users during the first half of 2016. 

Three of the top five cards pay rewards or cashback, while all five providers scored highly in our latest credit card customer satisfaction survey.

The Which? Money Compare credit card tables let you search hundreds of cards from providers large and small to choose a great deal based on the quality of service as well as cost and benefits.

Which? Money Compare table: Credit cards – hundreds of deals compared

The most popular cards

For each card, we’ve included a link to the Which? Money Compare credit card tables where you can find more details.

5.American Express Platinum Cashback Credit Card – Which? Customer Score 70%

This card comes with a generous cashback scheme and an attractive introductory offer. It pays 5% cashback on up to £2,500 of purchases in the first three months, 2.5% cashback on all purchases for one month every year if you spend more than £10,001 in the previous 12 months and an ongoing 1.25% cashback on virtually all purchases.

The APR is 28.2% and an annual fee of £25 applies. Click on the link to find out more about the Amex Cashback Credit Card.

4. Halifax Clarity Credit Card – Which? Customer Score 66%

The Clarity card doesn’t charge any fees to use it abroad, making it a great option for holiday spending.

The card’s APR is 18.9%. Click on the link to find out more about the Halifax Clarity Credit Card.

3. John Lewis and Waitrose partnership card Credit Card – Which? Customer Score 81% 

John Lewis is a Which? Recommended Provider for credit cards and is the highest scoring provider in our latest satisfaction survey. The card allows users to earn reward points, which can then be converted into vouchers to spend in store.

Its APR is 16.9% and it offers a 0% deal on purchases and balance transfers for the first six months. Click on the link to find out more about the John Lewis/Waitrose Credit Card.

2. Saga Over 50s Platinum Credit Card – Which? Customer Score 74%

Another Which? Recommended Provider for credit cards, the Saga Platinum card doesn’t charge foreign loading fees, making it a good choice for using abroad.

The APR is 11.9% and the card offers a 0% deal on purchases and balance transfers for the first nine months. Click on the link to find out more about the Saga Platinum Credit Card.

1. Nationwide Select Credit Card – Which? Customer Score 73%

The third Which Recommended Provider in the top five most viewed cards, Nationwide’s Select Credit Card pays 0.5% cashback on all purchases and comes with 0% interest on purchases and balance transfers for 12 months. Its APR is 15.9%.

To apply for this card you must hold a Nationwide current account. Click on the link to find out more about the Select Credit Card.

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