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Pensions & retirement

Annuity mis-selling in the spotlight

Which? has spoken to the regulator this week as speculation grows that the report due in December will address historic sales of annuities.

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Countdown to the new state pension

The Department for Work and Pensions has today launched a new campaign to make people aware of the changes happening to the state pension in April 2016.

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Should I transfer funds from a final salary pension?

Our new Which? Common Money Problems Solved series explores the pros and cons of transferring funds from DB to DC pensions.

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Consumer uncertainty over pensions revealed

As pension reforms pass through Parliament, Which? reveals how people are currently feeling about their retirement income and calls for urgent action from Government to protect people’s money.

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Pension charges cap confirmed

Steve Webb, minister for pensions, has today launched a command paper outlining the new charges cap on default pension plans.

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Freedom to use pensions as ‘bank account’

Savers will have greater freedom in how they take their pension, under new rules published in the Taxation of Pensions Bill today.

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Baby boomer couples retiring with lots of money

Couples born in the 1940s have retired with more than enough money to fund their retirement over the last decade. We suggest how future retirees can do the same.

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Pensioners to get free retirement guidance

The government has announced that retirees will get free, impartial guidance when they get flexible access to their pension pots from April 2015 onwards.

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Pension reforms: how the new tax rules affect you

Retirees will be able to withdraw lump sum payments if they’ve bought an annuity and change the amount of income they take, the government has announced today.

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Pension providers not trusted to give impartial advice

Which? finds people don’t trust pension providers to offer impartial guidance. They want genuinely impartial advice, not delivered by the industry.

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