Which? Money weekly podcast, 13 April 2011

  • Flat rate State Pension - what the Government's new plans might mean for you
  • Buying a property to rent out - is the market picking up?
  • Pay as you gym - how to save yourself some cash if you're an occasional exerciser

This week: a new State Pension, the buy-to-let market and saving money at the gym

In today's podcast, we take a look at the new proposals of the Coalition government to overhaul the State Pension. At the moment, those in retirement receive a basic state pension, second state pension and additional means tested pensions credits - an unwieldy and complex way to work out just how much you might get from the state when you hit your later years. So a new, simpler flat rate pension has been suggested – but what will it mean for you, will you be better off, and what sacrifices will you have to make in the future?

Also this week, we chat to Which? Money mortgage expert Cathy Neal about how to get into the buy-to-let market. While the rental sector boomed for the early part of the last decade, the credit crunch and subsequent crash in the property market stunted growth. But are things back on track? And what do you need to know if you want buy a property to rent out?

And don't miss this week's money saving tip: how many of you have a gym subscription and don’t actually use it? We discuss a unique way to save money if you’re an infrequent exerciser…

Listen to the Which? Money podcast from 13 April 2011

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