Which? Money weekly podcast, 29 June 2011

  • Life insurance: how where you buy it from can dramatically affect the price you pay
  • Savings accounts: the increase in bonus rates and what to do if you don't want to keep switching
  • Cashback sites: a warning about taking care when choosing financial products that come with cashback

This week: life insurance and ways to bring the cost down and getting the best rate on your savings

This week we look at life insurance.  Which? Money expert, Martyn Saville, explains his recent research which shows how the same policy can cost different amounts depending on whether you buy it from your bank, direct from the insurer, via a cash back site or an online broker. 

He also reveals his top tips on how to bring down the cost of life insurance, and explains some of the jargon you may come across when choosing a policy.

In the studio this week: we're talking about bonus rates on savings accounts. There are more accounts than ever with up front bonuses and in some cases when the bonus rates end you're left earning a pittance on your savings.  Alex Kouzarides joins us  to talk about the worst offenders among the banks and building societies and what to do if you don't want to keep switching your savings. 

Finally we take a look at cash back sites. They can be great for getting money off your purchases but we strike a note of caution about using them when buying some financial products. 

Listen to the Which? Money weekly podcast from 29 June 2011

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