Which? Money weekly podcast, 14 December 2011
- Tax codes - how to decipher them
- Life insurance plans for the over-50s - are they worth it?
- Bank overdraft charges - ways to avoid high fees
This week: Tax codes, life insurance for over-50s and bank charges
We start this week's podcast with our verdict on life insurance plans for the over-50s. They're often advertised by celebrities on daytime TV, but are they worth it or would you be better saving your money in a cash Isa?
Tax codes determine how much tax you pay to HMRC each year, but can you decipher yours? We take a look at how tax codes are worked out.
Finally, in our money saving tip, we give some tips on how to avoid paying over the odds this Christmas, if your finances are tight and you need to borrow.