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Child trust funds:
Best Buys
Investing the government's Child Trust Fund voucher in a high interest account is a must for every parent. You can top up the account to a maximum of £1,200 a year.
Child Trust Funds: cash vs share-based accounts
If you're unsure whether you should invest your child's Child Trust Fund voucher in cash or stocks and shares, you can always open a Which? Best Buy Child Trust Fund cash account until you've made up your mind. Then you can transfer the funds over at a later date.
Find out more about share-based Child Trust Funds and stakeholder Child Trust Funds in Features explained.
Which? Best Buy Child Trust Funds
| Best Buy Child Trust Funds | |||||
|---|---|---|---|---|---|
| Provider and account  | Accept transfer | Initial bonus | Bonus (months) | AER (%) | Find out more |
| Shepshed Building Society Child trust fund | Yes | 0.0% | n/a | 4.75% |  |
| Can be operated at a branch or by post. | |||||
| Chorley Building Society Child trust fund | Yes | 0.0% | n/a | 4.6% | |
| Can be operated at a branch or by post. | |||||
| Yorkshire Building Society Child trust fund | Yes | 0.7% | 12 | 4.5% | |
| The 4.5% rate includes a temporary 0.7% bonus for 12 months. Operated at a branch or by post. | |||||
| Skipton Building Society Child trust fund | Yes | 0.0% | n/a | 4.75% | |
| Can be operated at a branch or by post. | |||||
- Reviews of fixed and portable CTFs
- 5 Best Buys to give your kids a head start in life
- Answers to all parents' burning questions
