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Savings accounts:
Best Buys
Which? Best Buy savings accounts currently pay 50% more interest than the worst savings accounts on the market so it's well worth switching to a high interest account.
High interest
Check the table below for consistent Best Buy savings accounts - those accounts that have been Which? Best Buys for at least twelve months. These save you the effort of switching savings accounts constantly to chase the best rates.
Best savings accounts for you
Most Which? Best Buy savings accounts have a short notice period (never more than 90 days). So if you need instant access to your money, choose an account with a cashcard.
At the moment, most notice savings accounts aren't paying much better rates than the best easy-access savings accounts. So if you don't want the discipline of tying up your money, go for a savings account with no notice period.
| Best Buy savings accounts for £100 and £10,000 | ||||||
|---|---|---|---|---|---|---|
| Savings account  | Initial deposit | Notice period | AER on £100 | AER on £10,000 | Consistent Best Buy? | Find out more |
| Tesco Internet Saver | £1 | None | 6.5% | 6.5% | No |  |
| Great rate of interest (including a 1.5% bonus payable for 12 months), with no notice, internet-only access and interest is paid yearly | ||||||
| AA Internet Saver | £1 | None | 6.46% | 6.46% | No | |
| Great rate of interest, with no notice, internet-only access and interest is paid monthly. | ||||||
| Bradford & Bingley eSavings 6 | £1,000 | None | 6.1% | 6.1% | No | |
| Another good rate which includes a 1% bonus payable for 12 months. An internet-only account with no notice and interest paid yearly or monthly | ||||||
| Alliance & Leicester Online Tracker  | £1 | None | 6% | 6% | No | |
| Another good rate including a 1.5% bonus payable to 4 January 2010. An internet-only account with no notice and interest paid yearly. | ||||||
| Birmingham Midshires e-Saver 2 | £1 | None | 5.99% | 5.99% | No | |
| A good rate, an internet-only account with no notice and interest paid monthly. | ||||||
| Intelligent Finance I-Saver | £1 | None | 5.9% | 5.9% | No | |
| Another good rate, with no notice, internet-only access and interest is paid yearly or monthly. | ||||||
| Chelsea Building Society 90 Day Issue 2 | £250 | 90 days | None | 5.9% | No | |
| Postal account with 90-day notice. There's an interest-rate guarantee, and a monthly interest option. | ||||||
| Market Harborough Building Society Onthedot 30 Day | £1 | 30 days | 5.9% | 5.9% | No | |
| An internet-only account with a 30-day notice period and interest is paid yearly or monthly | ||||||
| ICICI Bank UK HISave  | £1 | None | 5.5% | 5.5% | Yes | |
| A good rate, an internet or telephone account with no notice and interest paid yearly or monthly. | ||||||
| Yorkshire Building Society Internet Saver | £1 | None | 5.5% | 5.5% | No | |
| An internet or telephone account with no notice and interest paid yearly or monthly | ||||||
- Highest paying easy-access and notice accounts
- Rates analysed at ALL high-street and internet providers
- Check you are getting the best rate for your money
